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Whom do I contact if I have questions about consolidation?There is no cap on the interest rate of a Direct Consolidation Loan. There are many people and industries trying to grapple with the solution to truth in selling.Ethics, truth and responsibility are suddenly the core of seminars and newsletters with titles like Selling With Integrity, Principled Persuasion or Selling With Honor, The Ethical Challenge, Leading Quietly and more.

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The FAFSA is every student’s gateway to both federal financial aid and any state--based financial aid.allows you to consolidate (combine) multiple federal education loans into one loan. Top Private education loans are not eligible for consolidation, but for some Direct Consolidation Loan repayment plans, the total amount of your education loan debt—including any private education loans—determines how long you have to repay your Direct Consolidation Loan.The result is a single monthly payment instead of multiple payments. Direct PLUS Loans received by parents to help pay for a dependent student’s education cannot be consolidated together with federal student loans that the student received.Any fiscally responsible student loan strategy must put the federal loan programs first, mostly because they are simply the most affordable option.The Stafford Loan, the primary loan in the Federal Family Financial Education Loan Program, has the lowest interest rates and most accommodating repayment plans of any other loan program in the country, and it far surpasses private loan options.

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