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Remember the golden rule - NEVER SEND MONEY TO ANYONE YOU MEET ONLINE.

Although the majority of Filipino singles are genuine and serious about finding a partner; unfortunately a few of them turn out to be scammers and malign Filipinos on online dating sites.

Not all are tripped up by the scent of an unfamiliar cologne or perfume, however.

Many are found out by their fishy charging and spending habits.

Among the red flags are unexplained and implausible charges for: Indeed, some expenditures will stand out dramatically (it's tough to justify Victoria's Secret purchases for a client), but others might not be such obvious markers. In the case of an unusually expensive gas bill, for example, ask about it and listen for nonsensical excuses.

"Cheaters come up with stories, like 'I had to go to Bob's and I knew you'd be mad.'" says Winston.

The big difference is that prepaid cards are more lightly regulated than bank accounts, which is a concern to consumer advocates because the quality and consumer-friendliness of the cards on the market varies widely as a result.

It’s still a buyer-beware marketplace, and breaks down the details in its annual survey of the 24 biggest prepaid cards by market share.

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