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NSLDS is a central database for student aid and will provide additional information on your loans. Get matched with student loan options you can apply for today!Check Federal Student Aid for the consolidation loan types and options available to you.The interest rate is calculated by taking the weighted average of the loans being consolidated and rounding up to the nearest β…› percent (capped at 8.25 percent).For the DL program, payments are made to the Direct Loan Servicing Center.

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These include: The repayment term for the loan starts over, giving students longer to repay their loan.Consolidating your loans may result in the loss of benefits and incentives offered by the current holder of your loans.Please contact your lender directly if you believe there are benefits associated with your loans before you consider consolidating.When it is time to begin repayment, you will be provided with several repayment and consolidation options. If you have loans through the FFEL and DL programs and do not consolidate them, your lenders will send information about repayment and you will make separate monthly payments to each lender.For the FFEL program, payments are made to the private lender that made the loan or a designated loan servicer.

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