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This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan.Debt consolidation allows borrowers to roll multiple old debts into a single new one.Ideally, that new debt has a lower interest rate that makes payments more manageable or lets borrowers pay off the total more quickly.I was given an opportunity to improve my cash flow, without having to sell my single biggest asset.Honestly, I think you were very effective and efficient!




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